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How to extract data from financial statements for credit analysis?

Extract data from financial statements, credit reports, credit notes, and annual accounts with source evidence for faster credit analysis.

Explore Workbench

Extract data from financial statements without manual spreading

Credit analysts often need to extract values from financial statements documents, notes, audit reports, management accounts, and borrower packs before any risk view is useful. TextMine captures revenue, EBITDA, debt, cash, assets, liabilities, covenant figures, and reporting periods while keeping every value tied to its source page and table.

This gives teams a repeatable financial statement data extraction workflow instead of a spreadsheet built from manual copy and paste.

An illustration of data being extracted from documents

Turn financial report extraction into source-backed credit evidence

Financial report extraction is not only about numbers. Reviewers also need audit opinions, accounting-policy notes, period labels, qualifications, and context behind unusual movements. Workbench helps compare periods, inspect notes, and create evidence-backed summaries for credit memos.

an illustration of documents

Use review queues for credit report and credit note data extraction

A credit report data extractor or credit note data extractor still needs controls around uncertain values. TextMine can route low-confidence fields, missing statements, unusual movements, qualified audit opinions, or inconsistent borrower data to a reviewer before approved values become records.

an illustration of vault extracting data from contracts and answering questions about them

Reuse approved values in credit monitoring workflows

Once reviewed, Records can hold approved financial facts and ratios for annual reviews, covenant checks, portfolio reports, and renewals. Teams can reuse source-linked values instead of extracting the same data from every financial statement package again.

Extract statements
Capture financial statement values, periods, notes, audit opinions, and ratios.
Link evidence
Tie every number to source statements, pages, tables, and borrower documents.
Compare reports
Review annual, interim, management, credit report, and credit note data.
Flag anomalies
Route unusual movements and low-confidence values to credit review.
Approve data
Store reviewed financial statement data in governed credit records.
Support memos
Generate source-backed financial analysis inputs for credit memos.
Reuse in monitoring
Carry approved values into covenant checks, annual reviews, and reporting.
Extract statements
Capture financial statement values, periods, notes, audit opinions, and ratios.
Link evidence
Tie every number to source statements, pages, tables, and borrower documents.
Compare reports
Review annual, interim, management, credit report, and credit note data.
Flag anomalies
Route unusual movements and low-confidence values to credit review.
Approve data
Store reviewed financial statement data in governed credit records.
Support memos
Generate source-backed financial analysis inputs for credit memos.
Reuse in monitoring
Carry approved values into covenant checks, annual reviews, and reporting.

Reuse approved values in credit monitoring workflows

Once reviewed, Records can hold approved financial facts and ratios for annual reviews, covenant checks, portfolio reports, and renewals. Teams can reuse source-linked values instead of extracting the same data from every financial statement package again.

Extract statements
Capture financial statement values, periods, notes, audit opinions, and ratios.
Link evidence
Tie every number to source statements, pages, tables, and borrower documents.
Compare reports
Review annual, interim, management, credit report, and credit note data.
Flag anomalies
Route unusual movements and low-confidence values to credit review.
Approve data
Store reviewed financial statement data in governed credit records.
Support memos
Generate source-backed financial analysis inputs for credit memos.
Reuse in monitoring
Carry approved values into covenant checks, annual reviews, and reporting.
Extract statements
Capture financial statement values, periods, notes, audit opinions, and ratios.
Link evidence
Tie every number to source statements, pages, tables, and borrower documents.
Compare reports
Review annual, interim, management, credit report, and credit note data.
Flag anomalies
Route unusual movements and low-confidence values to credit review.
Approve data
Store reviewed financial statement data in governed credit records.
Support memos
Generate source-backed financial analysis inputs for credit memos.
Reuse in monitoring
Carry approved values into covenant checks, annual reviews, and reporting.

Product map

Match each document job to the right TextMine surface

These guides can mention several products because enterprise document work rarely stops at extraction. Use this map to see how review, evidence, orchestration, records, rules, and system handoff fit together.

WorkbenchReview documents, compare files, ask questions, and produce source-aware outputs.VaultExtract document facts and keep every answer tied to source evidence and review state.WorkflowsRoute exceptions, approvals, evidence requests, remediation tasks, and handoffs.RecordsTurn approved findings into governed records for search, reporting, export, and sync.PlaybooksCodify policies, review criteria, templates, and acceptable positions.IntegrationsSend verified document context into agents, APIs, CRMs, ERPs, and compliance tools.

Map TextMine to your document workflow

Tell us what you are trying to review, extract, route, or report on. We will show which TextMine products fit your process, from Workbench and Vault through Workflows, Records, Playbooks, and Integrations.

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