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How to automate borrowing base certificate reviews?

Review borrowing base certificates, collateral schedules, eligibility rules, exclusions, reserves, and source evidence with a repeatable workflow.

Explore Workflows

Turn certificate packs into reviewable evidence

Borrowing base reviews depend on certificates, receivables schedules, inventory reports, concentration limits, reserves, and eligibility rules. TextMine helps credit teams extract the key values and keep each position tied to the source document.

Vault captures evidence, while Workflows route exceptions to credit, operations, or legal reviewers.

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Apply the credit policy consistently

Playbooks can encode eligibility criteria such as debtor concentration, aging buckets, excluded receivables, inventory caps, FX rules, or missing support. This helps reviewers compare each certificate against the facility terms.

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Track exceptions and approvals

Low-confidence values, missing schedules, unexplained movements, and policy exceptions can be assigned to owners with decision history preserved.

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Create a defensible audit trail

Teams can show the submitted certificate, extracted figures, source schedules, reviewer decisions, and approval path behind each borrowing base result.

Extract values
Capture collateral values, reserves, availability, and utilization.
Check eligibility
Compare assets against facility criteria and policy rules.
Flag movements
Highlight unusual changes, missing schedules, and low-confidence figures.
Route review
Assign exceptions to credit, legal, operations, or relationship owners.
Store results
Create records for approved borrowing base positions.
Sync reporting
Send approved values into portfolio dashboards and systems.
Evidence decisions
Keep source files, values, reviewers, and approvals connected.
Extract values
Capture collateral values, reserves, availability, and utilization.
Check eligibility
Compare assets against facility criteria and policy rules.
Flag movements
Highlight unusual changes, missing schedules, and low-confidence figures.
Route review
Assign exceptions to credit, legal, operations, or relationship owners.
Store results
Create records for approved borrowing base positions.
Sync reporting
Send approved values into portfolio dashboards and systems.
Evidence decisions
Keep source files, values, reviewers, and approvals connected.

Create a defensible audit trail

Teams can show the submitted certificate, extracted figures, source schedules, reviewer decisions, and approval path behind each borrowing base result.

Extract values
Capture collateral values, reserves, availability, and utilization.
Check eligibility
Compare assets against facility criteria and policy rules.
Flag movements
Highlight unusual changes, missing schedules, and low-confidence figures.
Route review
Assign exceptions to credit, legal, operations, or relationship owners.
Store results
Create records for approved borrowing base positions.
Sync reporting
Send approved values into portfolio dashboards and systems.
Evidence decisions
Keep source files, values, reviewers, and approvals connected.
Extract values
Capture collateral values, reserves, availability, and utilization.
Check eligibility
Compare assets against facility criteria and policy rules.
Flag movements
Highlight unusual changes, missing schedules, and low-confidence figures.
Route review
Assign exceptions to credit, legal, operations, or relationship owners.
Store results
Create records for approved borrowing base positions.
Sync reporting
Send approved values into portfolio dashboards and systems.
Evidence decisions
Keep source files, values, reviewers, and approvals connected.

Product map

Match each document job to the right TextMine surface

These guides can mention several products because enterprise document work rarely stops at extraction. Use this map to see how review, evidence, orchestration, records, rules, and system handoff fit together.

WorkbenchReview documents, compare files, ask questions, and produce source-aware outputs.VaultExtract document facts and keep every answer tied to source evidence and review state.WorkflowsRoute exceptions, approvals, evidence requests, remediation tasks, and handoffs.RecordsTurn approved findings into governed records for search, reporting, export, and sync.PlaybooksCodify policies, review criteria, templates, and acceptable positions.IntegrationsSend verified document context into agents, APIs, CRMs, ERPs, and compliance tools.

Map TextMine to your document workflow

Tell us what you are trying to review, extract, route, or report on. We will show which TextMine products fit your process, from Workbench and Vault through Workflows, Records, Playbooks, and Integrations.

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